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Articles from older issues
Home Selling Articles & Advice

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Getting Your House Ready to Sell
   Disconnect Your Emotions
   Make Your House "Anonymous"
   The First Step - Removing Clutter
     The Most Important Room in the House
     The Rest of the House
   Fixing Up the House Interior
     Cost of Repairs
     Plumbing & Fixtures
     Ceiling, Walls & Painting
     Carpets & Flooring
     Windows & Doors
     A "Sensitive" Topic
   Fixing Up Outside the House
     Landscaping
     Is Painting Required?
     The Front Entryway
     The Back Yard

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Want to Start Off With a High Sales Price?
   When You Meet With Agents
   A Sales Practice Called "Buying a Listing"
   What Happens Behind the Scenes
   Dropping Your Price -- Too Late
   Realtors Talk to One Another About Your Agent
 

Mortgage Articles and Advice

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How Much House Can You Afford?

   Debt-to-income Ratios

   Your Monthly Income - the way Lenders Figure it

   Your Maximum Monthly Mortgage Payment

   The Rest is Easy - Sort of

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Your Down Payment Affects Everything Else

   Analyzing Your Savings - the First Step

   Mortgage Program Choices

   Shopping for Interest Rates

   Writing Your Offer

   Conclusion - Look at Your Savings First

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Documenting Your Assets & Verifying Your Down Payment

   You can't just "come up" with the money

   Checking, Savings, & Money Market Accounts

   Stocks, Bonds, Mutual Funds, etc.

   Gifts from Family Member

   401K or Retirement Accounts

   Selling Personal Property

   Help from Employers

   Savings Bonds

   Borrowing to Come up with a Down Payment

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Where Does Mortgage Money Come From?

   The Olden Days

   How it works now

   Mortgage Backed Securities